Ahead of
the curve.
Working capital solutions designed for big ambitions.
Ahead of
the curve.
Working capital solutions designed for big ambitions.
Every business is different. So is every opportunity. Our full suite of working capital solutions are shaped accordingly. Clients work with a dedicated Flow Partner, an experienced advisor with the mandate to act, the time to engage, and responsibility for results.
Flow & Partners Finance, a dedicated business area within 0TO9*.
Proud partner to OnRail
Norway is not built for easy transport. Mountains. Fjords. Distance. Moving heavy freight across the country, sustainably, demands more than ambition.
Each year, OnRail replaces around 100,000 truck journeys by shifting cargo from road to rail.
Revenue: approximately NOK 380 million. Strong growth. Bigger ambitions. The next phase begins now.
Flow & Partners structured a tailored working capital solution. Off balance sheet, and built to match the tempo of growth. Capital that keeps the trains moving.
Professional owners demand structure, control and forward momentum. That is where Flow & Partners performs at its best.
Flow & Partners makes sure the capital stays ahead of the train.
Client: On Rail Revenue: ≈ NOK 380 million
Where we are.
Flow & Partners is headquartered in Stockholm, where our core team brings together strategic leadership, credit expertise and operational support for all markets. We grow deliberately, market by market, in step with our clients and our presence expands where local insight matters.
Stockholm | Gothenburg
Our headquarter in Stockholm, and strategic hub in Gothenburg.
Oslo
Supporting companies in a strong and growth-oriented Nordic market.
Wrocław
Serving businesses with cross-border operations in Central Europe.
Berlin
Partnering with companies in one of Europe’s largest and most dynamic economies.
The greatest companies are built in motion. By leaders who move a little earlier, decide a little faster, and stay ahead of the curve when others are still waiting for financial certainty.
Too many good ideas slow down not because they lack direction, but because capital hesitates. When that happens, opportunities are left waiting. Flow & Partners exists to make sure they never do.
We believe ambition should move freely, without friction or unnecessary pauses. That progress is created not by reactive urgency, but by proactive clarity. Not by pushing harder, but by staying ahead.
Our vision is a world with no financial showstoppers. Where money supports movement instead of interrupting it, and where ideas are allowed to unfold at their natural pace. Ideas that pushes progress
Never keep ambition waiting, grow with confidence and ahead of the curve.
Always in flow.
Jessica Sparrfeldt | Founder & CEO
Get in touch.
Every partnership begins with a conversation. If you believe Flow could be a relevant partner for where your business is heading, we would be glad to connect and explore the path forward together.
Sweden | Stockholm HQ
Eriksbergsgatan 31
Sweden | Gothenburg
Norra Hamngatan 6
Germany | Berlin
Rosenthaler Straße 38
Poland | Wrocław
Grodzka 9
