Working capital for the mission ahead
Flow & Partners provides working capital financing for businesses supplying the defence sector, shaped around confirmed contracts, production plans and payment terms. We help suppliers prepare for the demands ahead, and welcome dialogue with public sector and innovation organisations supporting the defence supply chain.
Financing shaped around your contract.
We work with you to prepare working capital financing around your confirmed orders, including materials, inventory and production ahead of delivery. The structure takes account of when you need to pay suppliers and when your customer will pay you.
Order and inventory financing can support working capital needs before invoicing, while factoring can release capital from eligible customer invoices. We assess how these solutions can work together across the contract’s delivery and payment stages.
How it works
Prepare the capital before you mobilise.
What we look at.
Your Flow Partner reviews your confirmed orders, production and delivery plans, customers and payment terms with you. We assess the business and the proposed financing individually, including the invoices and counterparties involved.
How the financing fits.
Working capital financing can sit alongside innovation funding, equity and bank financing. We explain how the proposed arrangement works, what it costs and how it fits the delivery and payment terms of your contracts.
When to start.
Talk to us when a contract is approaching, so we can begin discussing the working capital it may require. A confirmed order gives us the basis to assess the financing and prepare for the production and delivery ahead.
For public sector & innovation
A clear financing role in the defence supply chain.
For defence organisations, public authorities, municipalities and innovation parks, understanding a supplier’s financing options can be part of supporting its next stage of development and delivery.
Flow & Partners focuses on working capital needs linked to confirmed orders, production and customer payments. We welcome conversations about how that financing works, when it may be relevant and how suppliers can be introduced to us.
Each supplier and financing arrangement is assessed individually. In a first conversation, we can explain what information is needed, how the assessment works and the role working capital financing can play alongside other sources of funding.
Who We Are
We put ambition in motion
Jessica Sparrfeldt | Founder & CEO
Flow & Partners is a European working-capital financier operating in Sweden, Norway, Poland, Germany and Denmark, led by CEO Jessica Sparrfeldt.
The company is part of the 0TO9 financial group; credit decisions are made by 0TO9, a licensed credit market company supervised by the Swedish FSA. Flow & Partners doesn't just free up capital — we free up momentum.
Let’s talk about your plans.
Oscar Bokvist
Head of Sales
