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Breakit Podcast

Jessica Sparrfeldt: capital, ambition and the future of fintech

A 29-minute conversation with Jessica Sparrfeldt, founder and CEO of Flow & Partners, who left traditional banking to challenge it. She explains how she intends to change the way European startups and scaleups are financed, why the company plans to reach 21 countries within 18 months, and what it takes for more senior people to leave established firms and build their own.

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October 21, 2026
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Handelsblatt

Fintech Flow & Partners sets out to establish itself in Germany | Handelsblatt

Germany
All
October 16, 2026
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Säkerhetsvärlden

Defence orders are growing faster than the capital to deliver them | Säkerhetsvärlden

Sweden
All
March 27, 2026
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FinTech Futures

0TO9's Flow & Partners appoints Jessica Sparrfeldt as CEO

International
All
March 24, 2026
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Tech.eu

Why top banking executives are choosing startups, and what it takes to get them there

International
All
September 16, 2026
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Bankier.pl

Billions for defence put the liquidity of Polish industry to the test

Poland
All
August 19, 2026
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Parkiet.com

Obligations do not take holidays

Poland
All
May 20, 2026
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Loanmagazine.pl

Flow & Partners enters Poland

Poland
All
May 25, 2026
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Fintek.pl

"Poland is a pillar of our expansion." What are Flow & Partners' goals?

Poland
All
May 20, 2026
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Fintek.pl

Companies wait months for their money. Flow & Partners wants to solve that problem

Poland
All
March 25, 2026
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Finansavisen

Swedish serial entrepreneur: Will replace Norwegian tax exiles

Norway
All
March 25, 2026
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Shifter.no

Swedish serial entrepreneur launches a lender for capital-hungry growth companies

Norway
All
September 22, 2026
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Golfsektorn

Star architect and challenger want to crack the financing problem

Sweden
All
March 24, 2026
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Breakit

The 0TO9 duo wants to stop the tech exodus to the US: 21 markets in 18 months

Sweden
All

We put ambition in motion

Flow & Partners is a European working-capital financier operating in Sweden, Norway, Poland, Germany and Denmark, led by CEO Jessica Sparrfeldt.

The company is part of the 0TO9 financial group; credit decisions are made by 0TO9, a licensed credit market company supervised by the Swedish FSA. Flow & Partners Golf works with clubs whose season starts long before the revenue does. Flow & Partners doesn't just free up capital — we free up momentum.

Ready to put your ambition in motion?

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