Tech.eu
Why top banking executives are choosing startups, and what it takes to get them there
Tech.eu profiles 0TO9, the venture builder aiming to create 1,000 profitable European fintechs by 2045, and its working capital company Flow & Partners, which has come out of stealth with former banker Jessica Sparrfeldt as CEO. Sparrfeldt explains why she left corporate banking, pointing to 0TO9's regulated licences as a way to avoid years of compliance build-up. The piece presents Flow & Partners as a way to release Europe's large pool of idle working capital, with facilities of up to EUR 50 million across four markets.
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We put ambition in motion
Flow & Partners is a European working-capital financier operating in Sweden, Norway, Poland, Germany and Denmark, led by CEO Jessica Sparrfeldt.
The company is part of the 0TO9 financial group; credit decisions are made by 0TO9, a licensed credit market company supervised by the Swedish FSA. Flow & Partners Golf works with clubs whose season starts long before the revenue does. Flow & Partners doesn't just free up capital — we free up momentum.
