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Parkiet

Obligations do not take holidays

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Paweł's column for Parkiet, the Rzeczpospolita group's finance daily. Summer slows decision-making at client companies, approvals slip, and late payments turn into months of strain. Using GUS data, he shows revenues and profits rising while liquidity falls and overdue business debt hits records, and argues that managing working capital is a year-round discipline.

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We put ambition in motion

Flow & Partners is a European working-capital financier operating in Sweden, Norway, Poland, Germany and Denmark, led by CEO Jessica Sparrfeldt.

The company is part of the 0TO9 financial group; credit decisions are made by 0TO9, a licensed credit market company supervised by the Swedish FSA. Flow & Partners Golf works with clubs whose season starts long before the revenue does. Flow & Partners doesn't just free up capital — we free up momentum.

Ready to put your ambition in motion?

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